Gold Loan Management Software for Gold Finance & Jewel Loan Businesses

Managing a book, not writing a loan

Writing one gold loan well is a counter problem. Knowing what the whole book is doing — how much is out, what it is earning, what has gone quiet, and whether the gold in the safe matches the ledger — is a management problem, and it is the one that decides whether the year was good. This page is about the second one.

The dashboard is the day in one screen

Active pledges, principal outstanding, interest due today and what has tipped overdue. The same figures on the phone in the shop and in the browser at the desk, because they are the same books — not an export, not a nightly sync.

Six reports that answer the questions owners actually ask

Not a report builder — six reports that correspond to real questions, each exportable to CSV for your accountant. Loans outstanding, interest earned and accrued, the day book, redemptions, the customer book and the strongroom.

Reports sum what was actually realised, so a reversed payment stops counting the moment it is reversed rather than flattering last month's figure.

Does the safe agree with the ledger?

The strongroom report lists what the system believes you are holding, by locker, with weights and counts. Walk the safe with it once a month and any disagreement surfaces while it is still small. Because every movement is appended and never edited, a discrepancy has a history you can read rather than a mystery you have to accept.

Growing past one branch

Add branches when you need them. Staff have a home branch but scope defaults to the whole company, so an owner sees everything and a clerk sees what they should. Pricing is one subscription for the shop rather than a charge per member of staff, so hiring does not cost you twice — see pricing.